How We Handle Your Data
We collect the details you enter for registration and account access, plus technical signals such as device type, browser settings, IP address and session history. When you use UPI, Paytm or PhonePe, we may receive transaction references, status updates and checks needed to confirm that a
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payment belongs to the right account. We use this data to verify access, detect misuse, answer support queries and meet legal duties. We do not ask for more than we need for those tasks. If we work with service partners for hosting, payment handling, anti-fraud checks
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or message delivery, they act on our instructions and only for the purpose we set. Where local law requires notice, consent or a different retention rule, that rule applies. Access and eligibility depend on local law and are available where local law permits.
Service availability depends on jurisdiction. It is the user's responsibility to check local law before access.